I think you have your decimals wrong. That’s 0.08% for men and 0.04% for women. So basically having 0.2% to die from coronavirus once contracted beats that. If you assume 40% chance of contracting it annually, then you are as likely to die from coronavirus at a young age as you are to die for all other reasons combined. So while it’s still unlikely, it’s a big statistical change. Even if 0.2% is overestimated (it probably is considering how few deaths there were among young patients in Italy and Korea, and the fact that we haven’t picked up all symptomless patients), it’s still going to be material. If you let all of them get sick, you will likely have more people die from coronavirus than any other cause in young adults.http://www.bandolier.org.uk/booth/Risk/dyingage.html
That's from 2005 but :
Mortality rate for 25-34 year old men was 1 in 1215 and women it's 1 in 2488 so about 0.0008% for men and 0.0004% for women.
I imagine those deaths will include suicides too which you have obvious impact on. So it’s even worse than that when it comes to natural causes/accidents vs COVID-19.