MinGin
Full Member
- Joined
- Nov 26, 2020
- Messages
- 709
Good to having a loan with option to buy
We could see the performance from him before we need to spend that big.
Get him in on a loan with an option to buy for £40m.
They've been very common in football over the past few seasons. It's basically just a way to shift the financial hit of the signing onto the next year.A couple of good folk have mentioned 'loan with an obligation to buy', but I don't really get that, it just seems a purchase with delayed payment to me. I'm not sure such a thing exists in football, but happy to be educated about it of course.
A 'loan with an option to buy' makes sense.
Definitely a real thing. Like @V.O. said, it's really a financial work around. Arsenal signed Raya like that just this summer.A couple of good folk have mentioned 'loan with an obligation to buy', but I don't really get that, it just seems a purchase with delayed payment to me. I'm not sure such a thing exists in football, but happy to be educated about it of course.
A 'loan with an option to buy' makes sense.
It does exist, and the purpose is to balance the books. A good way to think of it is as borrowing from next year's budget (from an earnings perspective, not cash flow perspective for the accounting nerds).A couple of good folk have mentioned 'loan with an obligation to buy', but I don't really get that, it just seems a purchase with delayed payment to me. I'm not sure such a thing exists in football, but happy to be educated about it of course.
A 'loan with an option to buy' makes sense.
Arsenal had an option to buy, they could have went back on this deal until July.Definitely a real thing. Like @V.O. said, it's really a financial work around. Arsenal signed Raya like that just this summer.
My understanding is the obligation usually kicks in if certain factors are met - e.g. in this instance it might be number of appearances and/or the club qualifying for the champions league. As opposed to it being a blanket we must complete a permanent transfer next summer.A couple of good folk have mentioned 'loan with an obligation to buy', but I don't really get that, it just seems a purchase with delayed payment to me. I'm not sure such a thing exists in football, but happy to be educated about it of course.
A 'loan with an option to buy' makes sense.
Happens all the time in Italy especially, PSG did it with mbappe and so on. It's a PSR workaround.A couple of good folk have mentioned 'loan with an obligation to buy', but I don't really get that, it just seems a purchase with delayed payment to me. I'm not sure such a thing exists in football, but happy to be educated about it of course.
A 'loan with an option to buy' makes sense.
It usually is like that, but iirc Romero to Tottenham and Gosens to Inter for example were reported as just obligations without any additional conditions.My understanding is the obligation usually kicks in if certain factors are met - e.g. in this instance it might be number of appearances and/or the club qualifying for the champions league. As opposed to it being a blanket we must complete a permanent transfer next summer.
Fair enough. Bailly is one which sticks in my mind where (of course) he got nowhere near the required appearance numbers to trigger a permanent move to Marseille.It usually is like that, but iirc Romero to Tottenham and Gosens to Inter for example were reported as just obligations without any additional conditions.
What a crazy suggestion, when it literally happens all the time.A couple of good folk have mentioned 'loan with an obligation to buy', but I don't really get that, it just seems a purchase with delayed payment to me. I'm not sure such a thing exists in football, but happy to be educated about it of course.
A 'loan with an option to buy' makes sense.
My bad. I read that it was always going to turn permanent but maybe no obligation to make it so. Just an agreement of some sort maybe.Arsenal had an option to buy, they could have went back on this deal until July.
It’s for FFP reasons and probably something that will grow over the next few yearsA couple of good folk have mentioned 'loan with an obligation to buy', but I don't really get that, it just seems a purchase with delayed payment to me. I'm not sure such a thing exists in football, but happy to be educated about it of course.
A 'loan with an option to buy' makes sense.
Ah thank you, it does make sense now I know that. Thanks to all that replied.My understanding is the obligation usually kicks in if certain factors are met - e.g. in this instance it might be number of appearances and/or the club qualifying for the champions league. As opposed to it being a blanket we must complete a permanent transfer next summer.
If we can agree a loan deal for Ugarte (and potentially pick up Rabiot on a free) we could bolster our midfield options for minimal outlay and direct any fee we receive for McTominay towards a new CB.
Paying 50M for him, when PSG paid the same money for Neves, and basically funding their transfer of a wonderkid to buy their castoff, would be a criminal offence. Try to get him for 35M or look for alternatives.
The problem with a loan is they'll want a large loan fee which I cant see being something Sir Jims team will be happy with.
Calling it a loan is just another method of getting around the financial regulations.
They want a lot more than 40m don’t they?It is basically a 40m transfer, with deferred payment until next summer.
Calling it a loan is just another method of getting around the financial regulations.
He will be a regular starter and a good signing for us.
They want a lot more than 40m don’t they?
They want a lot more than 40m don’t they?
If it were an option to buy that would presumably mean a much higher loan fee in their pocket, but balanced by the risk him being injured or turning shite during the loan. That might fit in to our long-term financial strategy or not, we will only know if it happens.Depends if it is obligation or option to buy. But the patterns flexibility may have a price.
My fear is loan with option we will end up paying a high loan fee, and if we want to make it permanent, then the fee+loan fee will take it into 50-60M territory which we wanted to avoid in the first place.
name one midfielder we have that can tackle and/or can win a ball on a fairly regular basis?Im surprised how many want him here. Hes little more than a tackling machine. And that wasn’t good enough for RB so why is it good enough for CM?
Just curious what people’s thinking is. I’m not convinced he offers us enough to justify the spend but maybe a loan would be great in these circumstances
It usually is like that, but iirc Romero to Tottenham and Gosens to Inter for example were reported as just obligations without any additional conditions.
Casemiro. Probably the only thing he still does wellname one midfielder we have that can tackle and/or can win a ball on a fairly regular basis?
Case...yes, if he can catch them or they slow down for himCasemiro. Probably the only thing he still does well
Besides there is more than 1 way to skin a cat. Tell me who was the tackler out of Carrick-Scholes pairing
Exactly so we don’t necessarily need the dog who chases car wheels type if we put a bit of thought into it. But time and money is against us now so I think a loan would be a good idea to see how he fitsCase...yes, if he can catch them or they slow down for him
yes, you are correct i think which i was i followed that statement up by saying if i had a preference it would be adding Rabiot and Rios who have a bit more of an all around type of game
as for carrick-scholes....we all know Scholes was a shit tackler, one of the worse i've ever seen and carrick wasn't really either but feck me he was a brilliant player and read the game so well defensively. I see a lot of carrick in how Kobbie plays
Dream player for a game like that. Just shove him in front of the defenders and he will let your attacking players shine.Great for me on FM.
They might have been reported like that, but they wouldn’t have been for the simple reason that UEFA counts loans with obligations as certain transfers from a financial point of view.
They actually have to get pretty creative with it, because even loans with basically certain options don’t get around that:
Loan of a player from the lender club to the new club with an unconditional obligation to buy
a) The loan must be reflected by the lender club as a permanent transfer and the player’s registration rights must be derecognised from its intangible assets. The proceeds from the loan and from the future permanent transfer must be recognised from the inception of the loan agreement.
b) The direct costs of the loan and the future permanent transfer for the new club must be recognised by the new club in accordance with the accounting requirements for permanent acquisition of a player’s registration
Loan of a player from the lender club to the new club with a conditional obligation to buy
a) If a condition is considered to be virtually certain, then the player’s registration must be recognised by both clubs as a permanent transfer from the inception of the loan agreement.