Not sure about Owen but Torres must be thanking his agent daily for making the transfer happen. On top of great wages and living in London, he won everything there's to play for at Chelsea, except the league title, which he may yet get. Most players would trade adulation from fans for much bigger salary and a chance to win trophies.
Torres was on the slide regardless and Owen went on to play for bigger clubs in Madrid and United albeit not a starter as he would have been for Liverpool.