"Tom Finney would have been great in any team, in any match and in any age. . . even if he had been wearing an overcoat." The words are Bill Shankly's, typically exaggerated, but they don't disguise the truth.
In the supposed Golden Age of English football during the Forties and Fifties, Finney stood above them all and is still considered by many today to have been the most complete British footballer of all time.
Yet he never won any of football's major honours. A Second Division Championship was the only prize he had to show for a glittering career.
So why is he held in such high regard? Is it, perhaps, because he was a great individualist?
He had all the skills, but there were greater showmen. The fact is few players were more prepared to sacrifice their own interests - or their fitness - for the good of the team.
His lack of honours can be best understood by the structure of the game at the time. England, for whom Finney won 76 caps and was once his country's all-time leading scorer with 30 goals, considered themselves the masters of the game.
They would regularly hand out beatings to the likes of Portugal, Italy, West Germany, France and Russia. But there was an arrogance surrounding the Football Association which considered foreign teams inferior - an attitude which had its comeuppance when England came an embarrassing cropper in Finney's three World Cup campaigns.
Similarly at club level, Preston North End were the First Division's nearly-men. Twice runners-up for the First Division title, FA Cup losing finalists, but more often than not to be found in mid-table. Yet Finney remained a one-club man in the days when the maximum wage ruled and there was no freedom of contract. Once you signed for a club you were their property until they had had enough of you.
Finney was happy to stay at Preston, who were often dismissed as a one-man show. There was a joke at the time: "Tom Finney should claim income tax relief . . . for his 10 dependents." And even his biographer Paul Agnew, author of Finney - A Football Legend, wrote: "When Finney didn't play, it would appear, neither did North End."
The mocking riled Finney. "A one-man team has never existed anywhere," he said. Nevertheless, no matter how much Preston relied on him, the rewards were scant. Two of the greatest stars of the period were Finney and Blackpool's Stanley Matthews. Both wingers, often rivals for an England place and the subjects of an intense and long-running national debate as to who was the better player.
Towards the end of the Fifties, each was limited to the £20-a-week maximum wage. Yet Ron Atkinson, a journeyman centre-half and later to be manager of Manchester United among others, was earning more at Headington United. The injustice occurred because the maximum wage did not apply to non-league football.
No, the real secret of Finney's greatness lies not in honours, but in what he brought to the game and what he brought out in others. His total mastery of all the techniques triumphed over the lack of medals. He was versatile, playing in all the orthodox five forward positions of the day for Preston and appearing for England at right-wing, left-wing and centre-forward. He was a genuine two-footed player, packing an explosive shot in either his right or his left. He had speed, balance, was a pin-point passer and, for a man of no great height, could head with awesome power.
Finney made things happen. He would take hold of a game, run 20, perhaps 30, yards with the ball beating defender after defender. Then he would either feint outside, reaching the bye-line before putting in a telling cross, or he would cut inside and shoot at goal himself.
As one newspaper tribute put it: "If all the brains in the game sat in committee to design the perfect player, they would come up with a reincarnation of Tom Finney."
Finney was born in 1922 and lived just across the road from Preston's ground at Deepdale. He was a delicate child, slightly built, and, despite his enthusiasm, would be at the back of the queue when the kids picked their teams for a game on the local rec.
At the age of six, he suffered from an infected gland in his neck which meant twice-weekly hospital visits until he was 14 when he had the gland removed. He wanted to be a footballer but his father, Alf, insisted that he learn a trade and he became an apprentice plumber - an occupation he was to follow all his life, even at the height of his international fame.
Still, at the age of 14, standing 4ft 9ins and weighing just five stones, he gained a trial with Preston who immediately offered him a contract to join the groundstaff at two pounds 10 shillings a week. Apart from playing in the junior sides, it would have meant cleaning boots and sweeping the terraces. Finney was keen, but again his father said no. So he signed on as an amateur who would play part-time.
The Preston he joined carried the tradition of the Old Invincibles - the team that was a founder member of the Football League, which had won the coveted League and Cup double in 1888-89 - the first season of League competition - and had done so without losing a game and without conceding a goal in the FA Cup.
Proud Preston, as they were known, won the FA Cup in 1938 with Finney watching from the Wembley stands. Bill Shankly was by then an established powerhouse at right-half.