We're being written off because of (a) real concerns about whether and when the sale will go through, and in either case the need to sell to meet FPP, particularly if we also go in for the top bracket striker we clearly need; and, conversely (b) exaggeration/misinformation about how desperate our FFP shortfalls actually are in the event of a sale going through. It's good media practice to catastrophize about United.
If the club commits to selling a whole bunch of squad players early and efficiently, hopefully with the new negotiator and whoever the new owners bring in to work alongside ETH, the negotiating team and, I guess, Murtough still (at least for the next 12 months), then we can afford Kane and Bellingham. Beyond that, City are a decent bet TBF, more so than Madrid splashing 120m on a first reserve , let alone Liverpool springing for him and being accepted.
Also, he's not a Liverpool fan. They might be his PL team of preference at a push, but he's a Brum Blue. Ole was more of a Liverpool fan when he signed for United than Bellingham is, if every credible report about the respective players is to be believed, just to put things in some perspective.