The whole capitalism works like that. People invest to grow.
My point is, that barca didn't receive any gifts. The banks didn't give out that money, because their CEO was a culer. Barca built it's status over a 100 year old history. The club built up his worldwide fanbase and earned the current status, where they can sell levers or banks are willing to give loans equivalent to their income, which barca by the way have to pay back again, with their own money and interest.
How can you compare this to the situation where sugar daddies or states invest into football clubs for sports washing reasons and give out money without any requirement for free? Barca pays back it's debts. Where would PSG, City, Chelsea be if they had to pay back all their "debts"? Not on the football field anymore. If one side has to pay back and the other doesnt, who will benefit and break away from competition in the long term you think? That's my point.
Barca received
last season €160m from the total pool of €1.42b. That's around 11%. Bayern received in the same season €90m from €1.06b, that's around 8.5%. So the difference is roughly 2.5%? I see neither making close to €200m, nor a big difference in distribution.
The only reason Bayern can compete on top level without spending much is their monopoly in germany. They act like a vacuum cleaner in germany and get all the best german or bundesliga players and talents either cheap or if those teams don't sell them on Bayern's terms, they simply wait until they become free agents because they don't fear a hijack from non existent competion. Lewandowski, Neuer, Upamecano, Nagelsmann, Goetze and many more. No top team in spain or england can get such players or even a coach that cheaply from direct competition. Bayern do, because they have none. Even Leipzig sold their best defender and their coach without much fuss. So please, stop showing Bayern off always as the best example. I don't deny that they handle their money responsibly, but they have unique conditions spanish and english top teams simply don't have. If Barca doesn't pay a high price for a spanish talent, then there is always a chance he goes to Atletico or Real and other way around.