"It is simple. To do something, we need to sell players."

This is always what I get caught up on too, because people who rate Garnacho that highly basically do it on the blind faith that it'll suddenly click and he goes from appallingly wasteful as a player to all of the sudden becoming far more efficient with both his shooting and passing/creation.

Generally when a player makes that big jump up from "talented youngster" to high level consistent performer, it's due to a combination of high level raw technique and underlying metrics suggesting a potential breakout. Garnacho doesn't really have either, so you're strictly relying on him having a revelation with how he approaches the game and his performances instead of doing a sunday league Ronaldo impersonation.

What about the people who rate Mainoo?

They think he is suddenly going to turn in to Usain Bolt in the middle of the park? The guys lacks intensity, passing length, power and speed.

The guy has had about 60 mins of good performances all season and people want to keep him for what?

I don't want to sell Mainoo or Garnacho - but if I had to choose one it would be Mainoo easily.

The people who want to sell Garnacho over Mainoo is because there would be more interest/more money in from Garnacho than Mainoo & that says alot about their current performances.
 
The mistake some appear to be making is that sell the likes of Antony for less than the remaining sum of his original fee that is due to be amortised then yes you may see some cash but it would be a negative in PSR terms.

Very roughly that would mean his fee would need to be around £34 million to in that respect to cancel out for the one off PSR loading added for his fee alone

To that he will be paid the balance of his original signing on fee so around 40% of what would been a multi million pound sum add to that almost certainly have to pay multi million pounds in agents fees.Different area in the accounts but all impacting when it comes to FFP /PSR

Applying for the same sort of calculations for Sancho then the fee needs to be a minimum of £15 million to break even. The fee we are reported to have agreed is between £20-25 million so purely on the fee seems benefical but again you have to factor in the balance of his initial signing on fee, no doubt he will be compensated for a lower wage at Chelsea add all that to agent fees then in year one PSR numbers there won’t be a massive plus ( if indeed any) to the PSR numbers

Casemerio £14 million + the other bits and pieces someone needs to pay circa £15-£20 million.

One thing I am far from sure about is what sort of compensation, if any , would be paid if a club doesn’t take up the one year club option something Man Utd applies more often than not

Obvious really why clubs are so keen to sell on academy players who have little to no amortisation. But bear in mind selling Sancho, like Rashford won’t be generating the plus in year one PSR wriggle room some are anticipating
 
I still don't think things are as grim as we are saying publically. The financial guys that pop up on Talksport have said similar things.

We are simply trying to undo the damage of 'we can do things in the transfer market that other teams can only dream of', which is a massive job in itself.

Not saying we are able to splash the cash, but i'm sure we could have afforded Tel for example if we thought the value was fair.

Sooner or later we will have the reputation for not being overspenders and hopefully clubs will stop trying take us to the cleaners with their fees.
 
What about the people who rate Mainoo?

They think he is suddenly going to turn in to Usain Bolt in the middle of the park? The guys lacks intensity, passing length, power and speed.

The guy has had about 60 mins of good performances all season and people want to keep him for what?

I don't want to sell Mainoo or Garnacho - but if I had to choose one it would be Mainoo easily.

The people who want to sell Garnacho over Mainoo is because there would be more interest/more money in from Garnacho than Mainoo & that says alot about their current performances.
Disagree.

Mainoo is a more unique player than Garnacho. His skillset with the ball is something we haven't seen in midfield for a long time. What he struggles with is his stamina which is something that can be worked on.

Honestly I'd love to keep both, but if we were to sell someone it would definitely be Garnacho.
 
Players sold
Rashford
Sancho
Antony
Malacia
Beyindir
Garnacho
Plus a few academy players

Leave at contract expiry
Lindelof
Eriksen

I was hoping we'd sell Bruno and Casemiro but I don't think either will leave, especially given Casemiro latest comments on him wanting to see out his deal as his family is settled in Manchester.

Missing out on CL next season is going to be a killer for our finances and ability to manoeuvre in the market.
 
I think it's clear that Amorin won't settle for any player that doesn't fit his mold.

It's why we didn't sign anyone in January as a short term measure. Amorin does not do short term.

So it's pretty clear we have a big expectation of people leaving:
Nailed on to leave:
Lindelof
Evans
Eriksen
Malacia
Rashford
Anthony
Sancho

Fair to say with contracts expiring and current loan deals - that's 7 players already out the door.

Casemiro is obviously up for sale, and interest from Saudi or America should be likely so let's go with 8 senior players out the door. Not a bad start.

We have no clue on where Shaw and Mount fit into Amorins plans as they are never fit. The fact they're never fit also leaves it difficult to sell them if Amorin doesn't want to integrate them. Signing Dorgu and Leon for LWB and having Amass to develop would make me question where Shaw fits long term.

Now we know Garnacho had a lot of interest. He's one player that would entertain a high fee. I wouldn't rule it out.

I'd also like to see us move on from the following:
Maguire
Onana
Bruno

None are getting any better and none would likely be part of the squad that is back challenging for stuff in the projected Ineos logic of 2-3 seasons. Maguire while he has been a bit of a success story will never be the elite mobile CB Amorin needs. Onana will always be patchy with his form. Bruno for all his good will continue to decline.

There isn't scope to do everything we need to in one window though.

I'd love to upgrade and sell Dalot also - but the squad needs so much more attention so he'll stay and stink the place out for at least another season or two

I;d anticipate 10 leaving this summer. 8 are easy choices and 2 will be progressive sales based on how Amorin views his squad moving forward
 
Isn’t it farcical that Man Utd have to sell to buy what a complete joke, when city spend nearly 200 million in January and prove ffp is a joke. It’s time we had some owners who fudged the numbers like city and Chelsea do. We’re already behind get these jokers out our club
 
Disagree.

Mainoo is a more unique player than Garnacho. His skillset with the ball is something we haven't seen in midfield for a long time. What he struggles with is his stamina which is something that can be worked on.

Honestly I'd love to keep both, but if we were to sell someone it would definitely be Garnacho.

Does Mainoo fit Amorims system?

Mainoo's passing is like Cleverley with the ability to dribble out of tight spaces
 
The ones we should sell and I’m hoping we do are…

Rashford - please Villa chuck us the £40 million we’ve agreed.
Antony - if his run of form continues could we sneak £20-£25 million for him?
Malacia - can’t recall what clause we have, was it £10 million or something?
Casemiro - nominal fee if we’re lucky

Add that to Lindelof and Eriksen who are off on frees and Sancho who we’re getting £20-£25 million from Chelsea for and I think we’re in a much healthier position. As much as £100 million in fees and over £1 million a week on wages.

All wishful thinking but I don’t think it’s completely pie in the sky. I’d also like to shift Shaw but can’t see that happening and I’m not opposed to Bruno and Dalot going either.

I’d like to see Garnacho have a summer and full pre season with Amorim before we make a call on his future.
 
Disagree.

Mainoo is a more unique player than Garnacho. His skillset with the ball is something we haven't seen in midfield for a long time. What he struggles with is his stamina which is something that can be worked on.

Honestly I'd love to keep both, but if we were to sell someone it would definitely be Garnacho.
I would agree with you but his passing is dreadful, worse than any other united player I can think of.
 
Does Mainoo fit Amorims system?

Mainoo's passing is like Cleverley with the ability to dribble out of tight spaces
Very harsh.

Yes he does, as part of the midfield 2 or as one of the CAMs as needed. Like I said, Stamina can be built on and you don't HAVE to be an expansive passer as part of the midfield two. Amorim has used different type of ball progresses' there, not just passers.
 
Keep De Ligt, Yoro, Dorgu, Bruno, Amad, Ugarte and Maz.

Open to selling Martinez (injuries are worrying), Mainoo (if a big offer comes in, struggles to fit system), Garnacho (struggles to fit the system), Dalot (if a decent offer comes in), Collyer (if a decent offer comes in) and Onana.

Sell Shaw, Maguire, Lindelof, Malacia, Mount, Eriksen, Case, Rashford (if nothing changes), Zirkzee (I like him but he doesn’t suit us) and Antony.
Looks like a recipe for relegation to me
 
The ones we should sell and I’m hoping we do are…

Rashford - please Villa chuck us the £40 million we’ve agreed.
Antony - if his run of form continues could we sneak £20-£25 million for him?
Malacia - can’t recall what clause we have, was it £10 million or something?
Casemiro - nominal fee if we’re lucky

Add that to Lindelof and Eriksen who are off on frees and Sancho who we’re getting £20-£25 million from Chelsea for and I think we’re in a much healthier position. As much as £100 million in fees and over £1 million a week on wages.

All wishful thinking but I don’t think it’s completely pie in the sky. I’d also like to shift Shaw but can’t see that happening and I’m not opposed to Bruno and Dalot going either.

I’d like to see Garnacho have a summer and full pre season with Amorim before we make a call on his future.
Agreed
 
I read yesterday Casamiro “is happy at United and he wants to see out the 18 months left on his contract”

At £350k a week thats £27million for 18 months bench warming. No wonder the clubs in such a mess.
 
Players sold
Rashford
Sancho
Antony
Malacia
Beyindir
Garnacho
Plus a few academy players

Leave at contract expiry
Lindelof
Eriksen

I was hoping we'd sell Bruno and Casemiro but I don't think either will leave, especially given Casemiro latest comments on him wanting to see out his deal as his family is settled in Manchester.

Missing out on CL next season is going to be a killer for our finances and ability to manoeuvre in the market.
Is Beyindirs contract running out? Seems like a decent backup keeper.
 
Looks like a recipe for relegation to me

Why? If people genuinely believe that our players are relegation caliber players then selling them for good fees is the way to go especially since their supposed level is easy to replace for relatively cheap. The alternative being that people are lying to themselves and the main issue is coaching in which case you are right, selling all these players would be a recipe for relegation.
 
https://fbref.com/en/players/c6220452/Kobbie-Mainoo

You can argue he will improve, but at least at the moment he's not passing well.
I mean not much different compared to Ugarte and the eye test can tell Casemiro can be atrocious with his passing. So erratic when he tries those blind passes.

Like I mentioned in the other post. Doesn't need to be a world class long range passer to play there, Amorim has used players who progress the ball with dribbling there too, and most importantly those who are good at "Tiki-Taka" passing which he is.
 
The ones we should sell and I’m hoping we do are…

Rashford - please Villa chuck us the £40 million we’ve agreed.
Antony - if his run of form continues could we sneak £20-£25 million for him?
Malacia - can’t recall what clause we have, was it £10 million or something?
Casemiro - nominal fee if we’re lucky

Add that to Lindelof and Eriksen who are off on frees and Sancho who we’re getting £20-£25 million from Chelsea for and I think we’re in a much healthier position. As much as £100 million in fees and over £1 million a week on wages.

All wishful thinking but I don’t think it’s completely pie in the sky. I’d also like to shift Shaw but can’t see that happening and I’m not opposed to Bruno and Dalot going either.

I’d like to see Garnacho have a summer and full pre season with Amorim before we make a call on his future.

He has a £35m book value in the summer we need to break even so suspect that will be another loan but with obligation as the summer after it will be £17.5m
Malacia option was 10m Euro which is around £8.3m, we bought him for £14.7m and he has a book value just shy of £6m so that will only be a £2m profit (Ignoring wages)
 
Why does this prove he's bad at passing out of interest?
Don't think it's great to be in the 28th percentile for passes even attempted and from that he's only in the 68th percentile for the accuracy, it's clear he's more likely to progress the ball through take on's and carries as is his style.
 
Why does this prove he's bad at passing out of interest?

The short answer is that it doesn't. It tells you something about his passing style/mentality within the team but it doesn't tell you much about his actual abilty to pass from a technical standpoint. And it's very important to keep in mind that passing stats are highly influenced by the team structure.
 
The short answer is that it doesn't. It tells you something about his passing style/mentality within the team but it doesn't tell you much about his actual abilty to pass from a technical standpoint. And it's very important to keep in mind that passing stats are highly influenced by the team structure.

I agree with you, that's why I'm interested to why Hammondo believes it does!
 
I mean not much different compared to Ugarte and the eye test can tell Casemiro can be atrocious with his passing. So erratic when he tries those blind passes.

Like I mentioned in the other post. Doesn't need to be a world class long range passer to play there, Amorim has used players who progress the ball with dribbling there too, and most importantly those who are good at "Tiki-Taka" passing which he is.
Ugarte stats are better but still poor and no one is asking for long range passing, though it is part of this style. We do need players who can pass forward with some decent consistency, and it shows how bad we are at it.

Martínez was one of our most important passers, who is better than all those mentioned, which is sad.
 
What things are those?
I've mentioned it before on here but you can look at Dunk at Brighton prior to Potter/De Zerbi and his passing stats are quite different. That doesn't mean he was a bad passer and suddenly became good at it.

You can also look at Mainoo stats during Euro 2024 in terms of passing and they're much better.

Technically he's a good passer, but tactical employment of him and the side for United means that certain stats are skewed probably less favourably in his case.
 
I've mentioned it before on here but you can look at Dunk at Brighton prior to Potter/De Zerbi and his passing stats are quite different. That doesn't mean he was a bad passer and suddenly became good at it.

You can also look at Mainoo stats during Euro 2024 in terms of passing and they're much better.

Technically he's a good passer, but tactical employment of him and the side for United means that certain stats are skewed probably less favourably in his case.
We played weak opposition in the euros, the final he had 72% pass completion, 0 key passes, only 18 passes total.
 
We played weak opposition in the euros, the final he had 72% pass completion, 0 key passes, only 18 passes total.

Great, on the other hand he had the best pass completion rate of any midfielder for England at the tournament. Neither mean he is great or bad at passing from a technical standpoint, but are a reflection of the tactical standpoints of the side he's playing in or the match itself. Seeing if someone is good at passing is more of an eye test situation.
 
What about the people who rate Mainoo?

They think he is suddenly going to turn in to Usain Bolt in the middle of the park? The guys lacks intensity, passing length, power and speed.

The guy has had about 60 mins of good performances all season and people want to keep him for what?

I don't want to sell Mainoo or Garnacho - but if I had to choose one it would be Mainoo easily.

The people who want to sell Garnacho over Mainoo is because there would be more interest/more money in from Garnacho than Mainoo & that says alot about their current performances.
Crazy talk.
 
We need to hit the free transfers well for a couple of seasons. Also need to cut our losses. For our striker options we need to get in Jonathan David and Victor Osimhen and move on both Hojlund and Zirkzee, let them fill their potential elsewhere. Osimhen is a no brainer, we should have bought him last summer, or the one before too. David is an experienced striker available on a free, he can't be worse than this bunch.

In midfield Angel Gomes would be a perfect replacement for Eriksen and allow us to spend money on another experienced body to support Ugarte. Kimmich is also available on a free but i dont see that happening at all. The central mid we bring in, needs to be as close to top tier as possible.

We need to sell the dross, doesn't matter how big the name, even if we take a hit on the value.
 
The mistake some appear to be making is that sell the likes of Antony for less than the remaining sum of his original fee that is due to be amortised then yes you may see some cash but it would be a negative in PSR terms.

Very roughly that would mean his fee would need to be around £34 million to in that respect to cancel out for the one off PSR loading added for his fee alone

To that he will be paid the balance of his original signing on fee so around 40% of what would been a multi million pound sum add to that almost certainly have to pay multi million pounds in agents fees.Different area in the accounts but all impacting when it comes to FFP /PSR

Applying for the same sort of calculations for Sancho then the fee needs to be a minimum of £15 million to break even. The fee we are reported to have agreed is between £20-25 million so purely on the fee seems benefical but again you have to factor in the balance of his initial signing on fee, no doubt he will be compensated for a lower wage at Chelsea add all that to agent fees then in year one PSR numbers there won’t be a massive plus ( if indeed any) to the PSR numbers

Casemerio £14 million + the other bits and pieces someone needs to pay circa £15-£20 million.

One thing I am far from sure about is what sort of compensation, if any , would be paid if a club doesn’t take up the one year club option something Man Utd applies more often than not

Obvious really why clubs are so keen to sell on academy players who have little to no amortisation. But bear in mind selling Sancho, like Rashford won’t be generating the plus in year one PSR wriggle room some are anticipating

You are also making a mistake in terms of not accounting for the fact they would still be amortising partially in the alternative that the player stays.

Casemiro for example, United would still be paying the £15m next season whether he stays or goes. Therefore if United offload his supposed £18.2m annual wage they are effectively £3.2m up on their balance sheet compared to their current position.

What you are talking about is the impact solely on the profit on disposal of intangible assets line item, yes they would be making a loss on the asset (the player) itself, but based a reduction in liabilities (wages) as a result of the transfer of said asset, the companies overall financial position has improved even if Casemiro if let go for nothing.
 
If one of Europe's best up and coming coaches isn't able to get a tune out of a teenager with the potential of Mainoo then I'd be inclined to question whether that coach is much good tbh

'But the system' or 'but psr' are not excuses to sell a talent like Mainoo and would be an horrendous message for the board to send to the fans and any other young player in or outside of our academy

All of that goes for Garna too btw
 
I'm really struggling to be onboard with the refusal to sell Garnacho. I find it fascinating that a large portion of our fan base is struggling to see that their blind love for players is one of the largest factors in our demise as a club currently. It's like none of you learn from constantly getting your fingers burned with players, especially in the 'post Fergie era'. This constant blind faith/hope is what has led this club into the position we're in now, obviously mixed with horrendous owners and people like Ed Woodward handing out hundreds of thousands per week like it's peanuts.

Look at what your loyalty to players has done to this club over the past decade. The same player that received your (our, I am not in this camp personally, I see players for what they are. I do not wear red tinted glasses for the sake of it) love and admiration only 7-8 years ago, is now playing for a club in the Midlands, on £325k p/w and has been nothing short of atrocious for the past 2.5 years, basically since his purple patch in 22/23. What did your loyalty to this player achieve? Please I need to know. If we'd have sold him off the back of his purple patch at the end of 22/23, we'd have probably received offers north of £60/70m, quite easily, but we didn't. We instead made him one of the highest earners at the club, again, OFF THE BACK OF A PURPLE PATCH and he then returned true to his real form and stunk the place out. Now we're here.

There are other names that can be added to this to; Jesse, Martial, Pogba (kind of), Shaw. These players were given all of the loyalty from the fans and what did they/have they done in return? Shaw has unfortunate injuries but my god he should've been sold a while back. He is NEVER fit. Only now is a majority of the fan base onboard with selling him, but it's almost too late now.

You're allowing yourselves to get your fingers burned again if you do it with Garnacho. Garnacho is NOT the player you think he is, or who he thinks he is. The eye test proves it and so do the numbers. He's made 80 PL apps so far and his numbers are not great by any means. If we are offered £60m+ for him in the Summer, he has to go. We would be morons to turn it down. There are better players than Garnacho out there, for cheaper too. Charles De Ketelaere is one of them.

From my own perspective, I've never really been on the Garnacho bandwagon as much as some other fans have, and I just mean that from a general point of view. I've not overrated him, I've seen him for what he is, a young winger from the academy that was promoted to the squad due to depth in that position being dreadful (Rashford & Antony).

Garn is not what he himself thinks he is I'm afraid, it's as simple as that. He can wear the CR7 boxers, have the flashy hair and do the suii, it all means jack when anyone with even a slither of football knowledge can see that he has the football IQ of a Pub League player, and that isn't an exaggeration either. As someone that has watched every game so far this year, and for years prior, he really hasn't been overwhelmingly amazing at all. His decision making has improved since Ruben arrived and he was dropped etc, but prior to that he honestly struggled to get the basics right, it was quite spectacular to watch actually.

A few months ago he was approached outside OT by a fan who criticised him for not passing the ball more often and questioned his decisions etc. Of course this is not what a fan should be doing to a player before a match, but he was voicing the opinions of the fans that watch football with their eyes and not with their red tinted glasses.

At one point this season, a specific page on social media reported on him with the following headline..

None of the players above (I'll list below) have more goals + assists this season than Alejandro Garnacho - 11/11/2024

Players listed:
  • Saka
  • Dembele
  • Kvara
  • Mbappe
  • Leao
  • Nico Williams
  • Olise
  • Foden
The headline was of course clever with their wording, because Saka had the exact same stats as him, and 4 of the others had FAR less minutes than him with their stats not being that far away from Garn's at all.

At this stage of the season, Garna had the most shots attempted, dribbles attempted, worst passing distance and worst passes attempted out of that entire list. So he had taken the most shots with a poor conversion rate, had passed the least with the least passes attempted and had an absolutely shocking dribbles attempted to complete ratio, but that wasn't reported by said page, only his G+A. Poor reporting, poor analysis and it quite frankly gets the moronic fans on his side with no context.

Regarding his dribbles completed, at this point in the season he had attempted 30 dribble take ons in all comps and was successful a grand whopping of SIX (6) times. 70% of those occasions he failed miserably. That was the worst ratio by a country mile out of all of those players listed. Again, if you are a proper fan of the club though, you don't need the stats and/or data to tell you this, the eye test was enough, because he was doing it week in week out with little to no success. For all of us United fans, think of the Chelsea game in November, this one sticks with me as we could've put that game to bed if Garn had even a slither of football intelligence.

Overall, Garn is not the player that he thinks he is, and he's not the player that your average fan thinks he is either. He's a somewhat freshly promoted academy prospect that has some promising qualities but also carries some damning negative traits too, which balances him out. There will be fans that might respond to this post and claim that I'm being harsh or unfair. If you truly think this then you're one of the problems with this club. Ruben has dropped him and the board are clearly interested in listening to offers for him, if you think you know better then that's fine, but I'm here to tell you that you don't. If an offer was to come in at the right asking price (£70m currently) then we would be completely insane to not accept it. We could layer the contract with insane sell on clauses / buy back clauses etc to sweeten the deal if he all of a sudden turns into who HE thinks he is, but at this moment in time selling him would be a good decision from the board.
 
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What about the people who rate Mainoo?

They think he is suddenly going to turn in to Usain Bolt in the middle of the park? The guys lacks intensity, passing length, power and speed.

The guy has had about 60 mins of good performances all season and people want to keep him for what?

I don't want to sell Mainoo or Garnacho - but if I had to choose one it would be Mainoo easily.

The people who want to sell Garnacho over Mainoo is because there would be more interest/more money in from Garnacho than Mainoo & that says alot about their current performances.
Mainoo is very difficult for me as well. Main difference between him and Garnacho is Mainoo has an elite/rare skill for his position with his tight space dribbling and close control. Problem is he basically doesn’t have a position as currently constructed, at least not until he either drops some weight and improves his cardio/mobility OR becomes much better with his passing range and progression.

Difference is I think Mainoo is just a more naturally gifted footballer than Garnacho, so I think there’s a higher chance of him figuring it out and improving. But I don’t begrudge anyone who’s willing to sell him for a big fee either, because there are absolutely real questions on how he ultimately fits into teams.
 
You are also making a mistake in terms of not accounting for the fact they would still be amortising partially in the alternative that the player stays.

Casemiro for example, United would still be paying the £15m next season whether he stays or goes. Therefore if United offload his supposed £18.2m annual wage they are effectively £3.2m up on their balance sheet compared to their current position.

What you are talking about is the impact solely on the profit on disposal of intangible assets line item, yes they would be making a loss on the asset (the player) itself, but based a reduction in liabilities (wages) as a result of the transfer of said asset, the companies overall financial position has improved even if Casemiro if let go for nothing.
Well put, thank you
 
You are also making a mistake in terms of not accounting for the fact they would still be amortising partially in the alternative that the player stays.

Casemiro for example, United would still be paying the £15m next season whether he stays or goes. Therefore if United offload his supposed £18.2m annual wage they are effectively £3.2m up on their balance sheet compared to their current position.

What you are talking about is the impact solely on the profit on disposal of intangible assets line item, yes they would be making a loss on the asset (the player) itself, but based a reduction in liabilities (wages) as a result of the transfer of said asset, the companies overall financial position has improved even if Casemiro if let go for nothing

Not making that mistake at all. The context of my comment was in respect of player trading impacting if you sell a player for less than the element of his in amortised fee overall

If we use your Casemerio example and your numbers then in 25/26 there would be circa £3.2 million advantage but if you think that a player of his age is going to walk away from a £18.2 million then I would suggest you living in cloud cuckoo land

For one in that £18.2 million almost certainly would be 25% of his initial signing on fee which has to be paid as per league regulations ( signing on fees are spread over the contract term) without sight of the contract we have no idea how much that is but that probably is several million. Then you would have to factor in significant agent fees and compensation in a blink of an eye that £3.2 million is no longer.

Fast forward to 26/27 then of course him walking away for free is a huge plus but as I say I don’t know what the financial situation is if a club doesn’t take up their option

Back to your £3.2 million as I say that’s not going to be the savings but again let’s assume those numbers are right unless you are going to unearth a gem for pennies from the academy a decent squad player is almost certainly going to cost you way in excess £60k a week indeed if you buy a £20 million player on a 5 year deal in year one only paid £50 k a week your squad cost and PSR expenses will grow
 
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